REFINANCE WITHOUT AN APPRAISAL!!!!!

Whether you have an FHA, VA or Conventional loan the time for refinancing is NOW!  New changes to the HARP program allow for any Fannie Mae or Freddie Mac Loan to be refinanced WITHOUT an appraisal.  FHA and VA provide a Streamline Refinance program which allows you to drop your rate without having to qualify the home with an appraisal.  NOW with the help of HARP a Conventional Fannie Mae and Freddie Mac products will operate in the same way.  You will still need to qualify as a borrower ie; credit score, income and assets however there is no loan to value consideration.  These new rules are to be implemented in March.  Please call with any questions and be sure to schedule your appointment today as this is going to create alot of interest and you don't want to get caught missing out!